Lease vs. Financing


  • More vehicle for your money
  • Reduced or no down payment
  • Lower monthly payments
  • Shorter terms offer more flexibility
  • No repair costs while your vehicle is under warranty
  • GAP coverage included
  • Potential tax benefits
  • Option to purchase at lease-end

  • Get more vehicle for your money when you lease
  • Leasing offers lower monthly payments because you only pay for a portion of the vehicle's depreciation instead of the full MSRP
  • Reduced or no down payment
  • More freedom and overall flexibility in your personal monthly budget
  • If you use the vehicle for business purposes, you may be eligible for certain tax benefits

Monthly Payment Example - 2015 Kia Optima LX*


  • Shorter terms offer more flexibility
  • 36-, 48- and 60-month lease terms let you drive a new vehicle more often than with typical, longer-term finance agreements
  • Change vehicles to meet your needs as your lifestyle changes
  • Lower lease payments also make it easier to upgrade to a model with the newest styling, safety, and convenience features more often

  • No repair costs while your vehicle is under warranty - enjoy the lowest-cost years of the vehicle
  • Guaranteed Asset Protection (GAP) is included in every Kia lease and protects you if the vehicle is stolen or deemed a total loss, paying the difference between the amount owing on the lease and the insurer's payout

  • Return the vehicle at lease-end without the hassle of trying to trade in or sell the vehicle
  • Purchase the vehicle at a guaranteed price at the end of the term
  • Purchase extra kilometers at the beginning of the lease contract at a substantially lower cost



Make an Inquiry

Kia Richmond

5660 Minoru Blvd
Directions Richmond, BC V6X 2A9

  • Sales: 1 (877) 466-2895
  • Service: 1 (888) 725-7694
  • Parts: 1 (888) 725-7694


  • Monday: 8:30 am - 9:00 pm
  • Tuesday: 8:30 am - 9:00 pm
  • Wednesday: 8:30 am - 9:00 pm
  • Thursday: 8:30 am - 9:00 pm
  • Friday: 8:30 am - 6:00 pm
  • Saturday: 8:30 am - 6:00 pm
  • Sunday: 11:00am - 5:00 pm